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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following parties can file a claim under the provisions of a title policy?

A) The taxing authority with jurisdiction over the insured property.
B) The holder of an undisclosed interest in the insured property.
C) The holder of a judgment against the insured.
D) The insured named under the policy.

2. All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

A) fence line.
B) corner of a recorded subdivision lot.
C) iron pin.
D) highway.

3. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) standard exception.
B) requirement.
C) post policy event.
D) condition.

4. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

A) general warranty deed
B) quitclaim deed
C) deed in trust
D) trustee's deed

5. An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of

A) rebating.
B) unfair discrimination.
C) unfair coercion.
D) illegal inducement.

Solutions: